Understanding Level 3 Credit Card Processing

Written by Todd Martin on .

Sage 100 ERP customers can now take advantage of Level 3 Credit Card Processing. This new functionality for the Ready to Get Started? platform allows you to qualify for lower rates when processing business, commercial, and government payments. Here's what you need to know.

What is Level 3 Processing?

Level 3 processing expands your payment processing capabilities beyond the typical consumer transaction by allowing you to process business-to-business (B2B) and business-to-government (B2G) purchase cards. That's because B2B and B2G transactions are considered "lower risk" and carry much lower interchange rates. This means that merchants like you are charged less per transaction and for other fees like charge-backs.


In exchange for these lower rates, your credit card processing system must be able to transmit detailed payment information (such as merchant name, tax amount, customer code, duty amount, etc.) in order to complete each transaction. That's where Level 3 Processing comes in.

When you activate Level 3 Processing for Sage 100 ERP, you can securely process government, commercial, and corporate purchase cards while automatically providing the level 3 detail required for each transaction without any added effort or manual data entry.

What Are the Benefits?

When you activate Sage 100 ERP Level 3 Processing you can:

  • Sell to companies using purchase cards
  • Sell to government agencies
  • Save money on transaction costs
  • Build relationships with large corporations and government agencies
  • Simplify invoicing and reporting
  • Eliminate manual data entry for Level 3 processing

Ready to Get Started?

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